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How do Baccarat Betting Odds Work

Last updated: 13.11.2025
Emily Thompson
Published by:Emily Thompson
How do Baccarat Betting Odds Work image

What makes Baccarat a big hit is its remarkably low house edge. It boasts the lowest house edge among casino card games, standing at just 1.06% on the popular Banker Bet.

Baccarat has a few variations, all sharing similar rules but with minor differences that can slightly affect the final payout odds. The most common version, Punto Banco, offers three betting options: Banker, Player, and Tie. It's from these bets that the game's low house edge originates.

Let's dive straight into how Baccarat game odds work and how this low house edge can work in your favour as a player in Rwanda.

Understanding Baccarat Odds in Rwanda

Baccarat is a game of chance, heavily reliant on the cards dealt to the player and the banker. Your winning edge comes directly from the game's odds.

Baccarat odds simply tell you the probability of winning. It’s crucial for every player in Rwanda to know the winning probabilities, house edges, and payouts associated with each of the three main baccarat bets available. Knowing these can significantly boost your game.

The Banker Bet: Your Best Bet?

Historical data often points to the banker bet as the strongest option. Banker bets have a proven winning rate of approximately 45.86%, with payouts typically around 19:20.

However, because it's the most favoured bet, online casinos in Rwanda often apply a small commission, usually 5%, on winning banker bets. Despite this, the house edge remains incredibly low at just 1.06%, making it one of the best edges you'll find across all casino games.

The Player Bet: A Solid Choice

The player bet is the next most likely to win. While its win rate of around 44.62% is still strong, it's slightly lower than the banker's bet.

It has a 1:1 payout, but there are not any commission fees. As the player's bet is proven to win less than the Banker, the house edge is a little higher, 1.24%.

Tie Bet

The Tie is the least possible outcome that can happen in a game of baccarat, so the payouts are 8:1. The probability of this bet happening is very low, so players should avoid placing the Tie Bet.

The Tie bet has a 9.6% win rate and a 14.44% house edge in a 6-deck baccarat game. For an 8-deck baccarat game, the house edge is a little lower, 14.36%, but it’s still too low to include that bet in a winning strategy.

Overall, the baccarat winning odds that any player should stick to getting are the ones from the Banker’s bet, as they will provide the biggest returns.

The tie bet is recommended to be avoided unless any sequence is spotted by the player, in which case, it is worth putting a few bucks on it.

Baccarat Payout Odds

Baccarat odds are quite simple to understand, but in order to make things even easier for any baccarat player, here are a few examples of how baccarat bets will be paid:

Hand BetStakeOutcomePayoutReturn
Banker$5Win19:20$4.75
Banker$10Win19:20$9.50
Banker$50Win19:20$47.50
Player$5Win1:1$5
Player$10Win1:1$10
Player$50Win1:1$50
Tie$5Win8:1$40
Tie$10Win8:1$80
Tie$50Win8:1$400

This table clearly shows that payouts for the banker and the player bets are not that impressive, whereas the tie bet can give very good returns. However, the tie bet comes in at just 9.6% of the time, literally making it not worth placing.

Baccarat Side Bets Payouts

Apart from the standard Banker, Player, and Tie bets, there are some side bets in Baccarat that players can place.

Side bets can be seen across any online casino site, but they can be very tricky. Some of them have huge payouts, like 75:1 for the Bellagio Match, which can be placed in a three-card variation of baccarat.

  • All the same color - One of the most popular side bets for baccarat is the bet for the same color of cards in either the banker's or player's hand. This bet pays 22:1 for the banker and 24:1 for the player.
  • Big and Small - This side bet is on the total number of cards in a round. It’s strongly dependent on whether the player will hit or stand. The payout for this side bet will be 3:2.
  • Bellagio Match - Bellagio Match can be played in a Three-Card Baccarat Game. It’s simple to get three cards of the same rank in a single hand, either bankers or players. The payout for this side bet is 75:1 for the player and 68:1 for the Banker.
  • Perfect Pair - One of the most widespread side bets in baccarat is the perfect pair bet. This simply requires either the banker's or the player’s hand to be a pair. The payout for this side bet is 5:1. If the pair is of the same color, the payout is increased to 25:1.

Conclusion

Baccarat is a game based on luck, as it features comparing cards, in most cases two. The whole goal of the game is to get a card value as close to 9 as possible. So, any factor that can help players increase their chances of winning should be taken into account.

One of the easiest things to implement in a baccarat betting strategy is to take advantage of the odds system of the game. From today’s article, every player should know that the best bet in baccarat is the banker’s bet, with a house edge of just 1.06%. Statistics show that the bet wins 45.8% of the time, and has a payout of 19:20, due to the 5% commission charged from casinos.

Overall, the odds of winning baccarat feature using the banker bet, which has the highest probability of winning over the other two bets and has the lowest house edge.

FAQ

What are baccarat odds in Rwanda?

Baccarat odds indicate your chances of winning. The Banker bet typically wins around 45.8% of the time, with a payout of 19:20. The Player bet wins approximately 44.6% of the time, paying out at 1:1. The Tie bet is less frequent, winning about 9.6% of the time, but offers a higher payout of 8:1.

How should I consider baccarat odds when playing in Rwanda?

Since baccarat is largely a game of chance, understanding the odds is key. The Banker bet statistically wins more often and offers a favorable payout rate. Therefore, leveraging the Banker bet's low house edge and potentially good payout is generally recommended.

How can I improve my chances of winning with baccarat odds in Rwanda?

Odds are crucial to success in baccarat. Your potential profits are directly linked to understanding and utilizing these odds. Focusing on the Banker bet, with its high win rate (around 45.8%), a payout of 19:20, and a low house edge of approximately 1.06%, is a common strategy.

Why does the Banker bet have better odds in baccarat?

The Banker bet generally has better odds due to the drawing order in baccarat. The Banker acts last, giving it a strategic advantage in drawing cards, which translates to a lower house edge and a higher probability of winning.

Does baccarat offer the best odds compared to other casino games in Rwanda?

Baccarat often has one of the lowest house edges among casino card games. The Banker bet, being the most frequently winning option, has a win rate of approximately 45.8%, resulting in a low house edge of around 1.06%. Therefore, baccarat is often considered to have favorable odds.

What is considered the best bet in baccarat for Rwandan players?

The Banker bet is generally considered the best bet in baccarat. It features the lowest house edge, around 1.06%, and the highest win rate of the three possible bets, at approximately 45.8%. Note that many casinos charge a 5% commission on Banker wins; without this commission, the payout would be closer to 1:1.

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